Many people struggle to start investing due to the number of options available and the risk of losing money. If you're one of those people, it might be worth thinking about fixed interest bonds. A fixed interest bond is easy enough to understand. You simply deposit a certain sum for a set number of years. You will receive set interest payments throughout the investment term, then have the original sum returned when the term ends.
10 August 2023
Your investment needs are unique and changing. There's no one-size-fits-all solution, which is why most people need the help of a professional advisor. If you're under 50, you may be wondering whether you need investment management services. Here are four reasons you may want to consider hiring an advisor. 1. Start Early And Minimise Risk The earlier you begin investing in a retirement fund, the better off you'll be later on when it comes time to retire.
8 July 2022
Superannuation, or simply super, is a regular payment or contribution made into a fund or account for your future pension. It's usually an organisational pension programme, and the amount is deducted from your salary and paid to your super account. If you are self-employed, you can also set aside a certain amount towards your super account. Essentially, your super fund invests the amount, earning returns that help boost your retirement savings.
15 June 2021
Finances are a significant concern for most seniors. Once they retire, they may no longer have the luxury of a constant flow of income. Besides, they may have increased financial needs since they may have to move to specialised facilities. Below is an article with four financial planning tips for senior citizens. If Possible, Downsize Your Home The truth is that you no longer need an expansive property as you age.
4 June 2021